1. Cut one bag of chips (or similar item) out of your grocery list. A bag of chips costs about $3.50 where I live. One bag a week amounts to $180 in savings a year. Cuts the calories, too!
2. Drink water at restaurants. A couple of two can save as much as $260, possibly more, if they eat out just once a week.
3. Don’t buy new sneakers as often as the shoe companies tell you to. In most cases worn shoes don’t cause foot problems like we are often told by the companies. They don’t have your best interests at heart. They are only trying to sell more shoes.
4. Turn the thermostat down by 1 degree. This is one you won’t notice you are saving, but you are. So, go ahead and take out about $5-10 from your monthly budget and put into your savings.
5. Every 2-4 years shop for new insurance: cars, houses, health. Don’t give up quality or lower your coverage, but look for a better deal. This could save you $100-300 a year.
6. Cut out the soft drinks. Invest in a water purifier. Healthier and costs less.
7. Go to the store with a list and stick to it. Impulse items usually cost more and it doesn’t take many items to quickly add up. Shopping with a list can easily save you $10-20 a trip. That could amount to over $1,000 a year!
8. If you shop at a grocery store that also is a department store, stay out of that side unless it’s on your list. Track your wandering into the department store side on items you don’t need, you just justify the purchase. My bet is that you could save an average of $20 each time you go over there. Even if you only go every other trip, you could save over $500 a year.
9. Stay away from the cookies, chips, and other boxed items. Have you seen those price tags? Try cutting one a week. Savings - about $200 a year.
10. Replace the $8 bag of coffee with a $6 bag of coffee. Chances are, you won’t even notice.
If you follow each of these 10 tips and are average, you could save between $2,500 - $3,000 a year!
No comments:
Post a Comment